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Personal Services

A firm handshake demonstrates focus, determination, and security; the same kind of commitment West Alabama Bank shows customers, every single day. We know you have plenty of banking options; at WAB, we remain focused and determined to be the bank you can count on, time and again, to provide you with a broad range of services and options for handling your personal finances. Whether it’s Internet banking, online bill-pay services, debit cards, free checking, or more, WAB recognizes and values the trust you’ve given us—and we remain committed to finding new and innovative ways to serve you better. We deliver more than a promise – we deliver personal commitment.

Banking Conveniences

We want to make your life a little easier. That’s why we offer a variety of innovative banking services and conveniences that help take the hassle out of banking.

Automatic Savings

We can transfer the amount you authorize from your checking account into your savings account every month automatically.

CheckCard

Our MasterCard debit card works like a check, only better. Use it to make purchases wherever MasterCard is accepted. The funds are taken directly out of your checking account, eliminating check-writing and identification hassles. Your debit card doubles as an ATM card too, giving you 24-hour access to your funds. All applicants must have a checking account in good standing with West Alabama Bank.

Report a lost or stolen debit card immediately! Call or notify WAB at 205-375-9442 during business hours or call 1-800-554-8969 anytime.

If you have any questions about your card, contact your nearest WAB office.

On-Call Telephone Banking

This round-the-clock telephone information line gives you quick, easy and free access to important information about your West Alabama Bank checking, savings, money market or personal line of credit accounts. From any touch-tone phone, simply dial 1-888-367-WABT or 367-WABT if you are calling from Pickens County. Key in your account and PIN to:

  • Get important account information
  • Make a balance inquiry
  • Review recent transaction activity
  • Check on the status of a specific check
  • And more

Credit Cards

Talk with us about applying for a Visa or MasterCard credit card with worldwide acceptance, providing you with purchasing convenience at competitive interest rates.

Direct Deposit

At no cost to you, we can automatically deposit your regular social security check, retirement check, military payroll check or corporate payroll check directly into your account for security and convenience.

24-Hour Depository

This convenient, after-hours service is available to all our customers. Just drop your transaction in an envelope, place it in the depository and we’ll mail you a receipt.

Bank-By-Mail

Special enelopes are provided free to our checking and savings customers for this convenient service.

Internet Banking

Enjoy Internet banking for free at West Alabama Bank. With this revolutionary convenience, bank online using any computer with Internet access. Once you get started, you’ll wonder how you ever got along without it! Talk with us and we’ll be glad to show you just how easy and convenient Internet banking can be.

  • Transfer funds between accounts
  • View and download information on your accounts
  • Reorder checks
  • And much more!
  • Log in HERE
  • Demo HERE

Online Bill Payment

We offer online bill-payment services free of charge to all our customers. Simply add our complimentary bill-payment service to your Internet banking service. This convenience saves time and money, enabling you to pay your bills without having to write checks, or address and stamp envelopes.

  • Easy setup
  • Schedule single or recurring payments
  • View recent transactions
  • Track bill payments
  • And much more!