Business Services

Business Checking

The perfect account for a small business.

• Minimum opening deposit of $100
• No minimum balance requirements
• First 250 Items Free*
• Free E-statements
• Free Business Debit Card
• Free Online Business Banking with Bill Pay

*We impose a $.20 per item charge after the first 250 items per statement cycle.  Items include:  a deposit and any checks deposited (on-us checks and transit checks), checks paid, and wire transfers.

For the business with a large number of transactions.

• Minimum opening deposit of $500
• $9.00 Monthly Service Charge if balance falls below $1,000 on any day during the statement cycle
• Unlimited transactions
• Free E-statements
• Free Business Debit Card
• Business Banking with Bill Pay ($15 monthly service charge and ACH feature not included)
• Account may be subject to a monthly analysis charge.

Remote Deposit

Our Remote Deposit product provides you the means to make your deposits electronically, direct from your place of business.

This service is easy to use and we provide training and support. You will capture your deposit by scanning your checks and creating a deposit file to send to us electronically.

We will provide the hardware and software required, and again will provide ample support and training.

The cost to you will vary depending on your deposit and loan relationship with WAB.

Please contact your local WAB office for more information. We will be glad to visit your business or office to discuss this service with you.

Business Loans

Commercial Loans

Commercial loans are designed to meet specific business operating needs. Talk with us about loans for expansion, remodeling, new equipment, and other business expenses. We are qualified to serve your needs for today and in the future.

Small Business Administration Loans

Talk with West Alabama Bank about government-guaranteed loans for small businesses. We can help with the special challenges small businesses, partnerships and sole proprietorships face.