When you're a business owner, one of the most important decisions you have to make is selecting a financial institution that fits your business style. West Alabama Bank offers a variety of products and services that can accommodate businesses ranging from start-ups to the well established. We work carefully with you to determine what you need and what you want in a banking institution. Whether you are interested in a checking account, business loan, brokerage services, insurance, direct deposit, or any of our other programs and services, you can be assured that West Alabama Bank will customize you needs and wants in a way that fits your business-not the other way around.
Create electronic payments faster and have better control over the management of your funds to optimize cash flow. Your business sends and receives payments such as billing, payroll and taxes. Automated Clearing House (ACH) transactions with West Alabama Bank can make it easy. From debiting customer payments to direct deposit payroll, we can provide you with the capability to process transactions electronically.
The perfect account for a small business.
¹We impose a $.20 per item charge after the first 250 items per statement cycle. Items include: a deposit and any checks deposited (on-us checks and transit checks), checks paid, and wire transfers.
For the business with a large number of transactions.
Businesses can maximize their assets with this premier money market account.
Our Remote Deposit product provides you the means to make your deposits electronically, direct from your place of business.
This service is easy to use and we provide training and support. You will capture your deposit by scanning your checks and creating a deposit file to send to us electronically.
We will provide the hardware and software required, and again will provide ample support and training.
The cost to you will vary depending on your deposit and loan relationship with WAB.
Please contact your local WAB office for more information. We will be glad to visit your business or office to discuss this service with you.
Commercial loans are designed to meet specific business operating needs. Talk with us about loans for expansion, remodeling, new equipment, and other business expenses. We are qualified to serve your needs for today and in the future.