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Benefit Checking

Benefit Checking gives you a wealth of benefits that will help you bank smarter, save money, and protect yourself and your family, all for an $8.95 monthly service charge.

  • $25 opening deposit
  • E-statements
  • Debit Card*
  • Internet Banking and Bill Pay
  • Mobile Money*
  • Free Benefit Club Checks
  • $10,000 Accidental Death & Dismemberment Insurance1
  • $5,000 Identity Fraud Expense Reimbursement Coverage with Resolution Service¹
  • Credit File Monitoring
  • 3-in-1 Credit Report
  • Single Bureau Credit Score
  • Cellular Telephone Protection¹
  • Travel and Entertainment Discount Membership
  • Gas & Gift Card Discounts
  • Debit & Credit Card Registration

1Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or by the bank or any bank affiliate.

*Restrictions and overdraft fees may apply with a West Alabama Bank debit card.  Standard messaging rates and web access fees may apply with Mobile Money.

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Site Map

  1. Personal
    1. Checking
      1. Benefit Checking
      2. NOW Account
      3. e-Plus Checking
      4. Direct One Checking
      5. Select Gold Account
      6. Select Gold Now Account
      7. Spirit Checking
      8. Fresh Start Checking
      9. Prestige Money Market Account
    2. Savings
      1. Regular Savings Account
      2. Select Gold Savings Account
      3. Christmas Club Account
      4. Piggy Bank Savings Account
      5. Certificate of Deposit (CD)
      6. Individual Retirement Account (IRA)
    3. Loans
      1. Auto Loans
      2. Boat Loans
      3. ATV Loans
      4. Home Loans
      5. Home Equity Loans
      6. Personal Loans
      7. Pre-Approved Loans (PAL)
    4. Electronic Services
      1. Online Banking
      2. Online Bill Pay
      3. Mobile Banking
      4. Mobile Deposit
      5. e-Statements
      6. Direct Deposit
      7. On-Call Telephone Banking
      8. Automatic Savings
      9. 24-Hour Depository
      10. Bank-By-Mail
      11. Calculators
    5. Card Services
      1. Debit Cards
      2. Credit Cards
    6. Personal Financial Insights
  2. Business
    1. Checking
      1. Business First Checking
      2. Business Plus Checking
      3. Business Prestige Money Market
      4. Business Debit Card
    2. Loans and Credit
      1. Commercial Real Estate Loans
      2. Term Business Loans
      3. Construction Loans
      4. Working Lines of Credit
      5. Agricultural Loans
      6. Irrevocable Letters of Credit
      7. Meet Our Lenders
    3. Electronic Services
      1. Internet Banking with Bill Pay
      2. Remote Deposit Capture
      3. ACH Manager
      4. Cash Management
      5. Merchant Services
      6. Wire Transfers
      7. Check Imaging
      8. e-Statements
    4. Business Financial Insights
      1. Work With Your Business Banker
      2. Planning for Growth
  3. Home Loans
    1. Types of Home Loans
      1. Conventional Fixed Rate Loans
      2. Adjustable Rate Loans
      3. VA Loans
      4. FHA Loans
      5. USDA Loans
      6. Home Improvement Loans
      7. Home Equity Loans
    2. Find a Loan Officer
    3. Tools & Resources
      1. Home Loan Insights
      2. Calculators
      3. Mortgage Glossary
      4. Mortgage FAQs
      5. NMLS Registry
  4. Financial Services
  5. About Us
    1. Our Story & History
    2. Locations & Hours
    3. Contact Us
    4. Reorder Checks
    5. Report a Lost or Stolen Card
    6. Financial Insights
    7. Overdraft Protection
    8. Community Involvement
    9. Career Opportunities
    10. Privacy Policy
    11. Accessible Banking
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