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e-Plus Checking

Earning a great rate has never been so convenient. All you have to do is meet the following account requirements and you will earn a competitive rate of interest. Customer must:

  • Minimum opening deposit $100
  • Competitive interest when requirements are met:
    • Sign up for Internet Banking
    • Receive E-statements
    • Have a Direct Deposit or ACH Debit/Credit each statement cycle
    • Have a minimum of 8 posted debit card transactions per statement cycle (ATM withdrawals do not qualify)
  • If requirements are not met and daily balance falls below $500, there will be a $6 monthly service charge
  • Balances above $25,000 will earn a lower rate of interest
  • Free first order of E-Plus wallet Checks
  • Nationwide ATM Fee reimbursement (if account requirements are met, fees will be refunded upon receipt delivery to a WAB branch within 30 days of transaction date. Reimbursements up to $20 per statement cycle)
  • Internet Banking & Bill Pay
  • Debit Card*
  • Mobile Money*

*Restrictions and overdraft fees may apply with a West Alabama Bank debit card.  Standard messaging rates and web access fees may apply with Mobile Money.

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Site Map

  1. Personal
    1. Checking
      1. Benefit Checking
      2. NOW Account
      3. e-Plus Checking
      4. Direct One Checking
      5. Select Gold Account
      6. Select Gold Now Account
      7. Spirit Checking
      8. Fresh Start Checking
      9. Prestige Money Market Account
    2. Savings
      1. Regular Savings Account
      2. Select Gold Savings Account
      3. Christmas Club Account
      4. Piggy Bank Savings Account
      5. Certificate of Deposit (CD)
      6. Individual Retirement Account (IRA)
    3. Loans
      1. Auto Loans
      2. Boat Loans
      3. ATV Loans
      4. Home Loans
      5. Home Equity Loans
      6. Personal Loans
      7. Pre-Approved Loans (PAL)
    4. Electronic Services
      1. Online Banking
      2. Online Bill Pay
      3. Mobile Banking
      4. Mobile Deposit
      5. e-Statements
      6. Direct Deposit
      7. On-Call Telephone Banking
      8. Automatic Savings
      9. 24-Hour Depository
      10. Bank-By-Mail
      11. Calculators
    5. Card Services
      1. Debit Cards
      2. Credit Cards
    6. Personal Financial Insights
  2. Business
    1. Checking
      1. Business First Checking
      2. Business Plus Checking
      3. Business Prestige Money Market
      4. Business Debit Card
    2. Loans and Credit
      1. Commercial Real Estate Loans
      2. Term Business Loans
      3. Construction Loans
      4. Working Lines of Credit
      5. Agricultural Loans
      6. Irrevocable Letters of Credit
      7. Meet Our Lenders
    3. Electronic Services
      1. Internet Banking with Bill Pay
      2. Remote Deposit Capture
      3. ACH Manager
      4. Cash Management
      5. Merchant Services
      6. Wire Transfers
      7. Check Imaging
      8. e-Statements
    4. Business Financial Insights
      1. Work With Your Business Banker
      2. Planning for Growth
  3. Home Loans
    1. Types of Home Loans
      1. Conventional Fixed Rate Loans
      2. Adjustable Rate Loans
      3. VA Loans
      4. FHA Loans
      5. USDA Loans
      6. Home Improvement Loans
      7. Home Equity Loans
    2. Find a Loan Officer
    3. Tools & Resources
      1. Home Loan Insights
      2. Calculators
      3. Mortgage Glossary
      4. Mortgage FAQs
      5. NMLS Registry
  4. Financial Services
  5. About Us
    1. Our Story & History
    2. Locations & Hours
    3. Contact Us
    4. Reorder Checks
    5. Report a Lost or Stolen Card
    6. Financial Insights
    7. Overdraft Protection
    8. Community Involvement
    9. Career Opportunities
    10. Privacy Policy
    11. Accessible Banking
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