Our Story & History

If you call West Alabama home, our history is yours too. We’re the hometown bank for West Alabama, and for 80 years we’ve been helping people, businesses, and our communities grow better and stronger with each day.

On July 29, 1944, we opened our doors for the very first time as the Bank of Reform in Pickens County. Our leaders, including first bank president, John L. Wade, were visionary and emphasized personal service, friendliness, commitment to customers and community involvement.

Conditions in 1940s-era Pickens County were dramatically different from today. Other than a couple of sawmills, there was absolutely no manufacturing until a cap factory opened in 1948 and Westinghouse in 1953. Population growth, economic growth and inflation enabled our tiny Bank of Reform and banks almost everywhere to grow and prosper.

Under John Wade’s leadership, we experienced strong, steady growth and thrived. In 1975, Wade’s son Andrew C. Wade, Sr. succeeded him as President & Chief Executive Officer, with John Wade remaining as Chairman of the Board of Directors.

A steady stream of expansions and acquisitions followed, as well as a name change to West Alabama Bank & Trust. In 1993, we expanded beyond the boundaries of Pickens County.

By 2008, West Alabama Bank had 16 locations in Pickens, Perry, Choctaw, Fayette, Lamar, Tuscaloosa, Sumter and Bibb counties. In late 2019, we expanded once again by opening a new location in Birmingham. More growth occurred with the opening of our Fairhope office in 2024.Today, our assets total over $888 million and we proudly employ 170 members of our West Alabama communities.

We owe a good portion of our success to our desire to try new things and innovate.

Throughout our history, West Alabama Bank & Trust consistently demonstrated values of quality, integrity, and honesty under such notable leaders as Aliceville’s J.E. “Bud” Sanders and James V. Park.

Those same values continued under the leadership of William R. “Rob” Finney as President & CEO for over 25 years.

In 2021, Andrew C. "Drew" Wade, Jr. was named President, making him only the fourth person to serve in this capacity in the Bank's 80 year history. Wade succeeds a long line of strong talented bankers and he will continue to lead the Bank with the same sense of integrity the West Alabama community has come to know and trust.

Today, we’re just as dedicated to our customers and communities as we were when we first opened our doors. We look forward to a bright future and continued success as the bank that serves West Alabama and beyond.



Site Map

  1. Personal
    1. Checking
      1. Benefit Checking
      2. NOW Account
      3. e-Plus Checking
      4. Direct One Checking
      5. Select Gold Account
      6. Select Gold Now Account
      7. Spirit Checking
      8. Fresh Start Checking
      9. Prestige Money Market Account
    2. Savings
      1. Regular Savings Account
      2. Select Gold Savings Account
      3. Christmas Club Account
      4. Piggy Bank Savings Account
      5. Certificate of Deposit (CD)
      6. Individual Retirement Account (IRA)
    3. Loans
      1. Auto Loans
      2. Boat Loans
      3. ATV Loans
      4. Home Loans
      5. Home Equity Loans
      6. Personal Loans
      7. Pre-Approved Loans (PAL)
    4. Electronic Services
      1. Zelle
      2. Online Banking
      3. Online Bill Pay
      4. Mobile Banking
      5. Mobile Deposit
      6. e-Statements
      7. Direct Deposit
      8. On-Call Telephone Banking
      9. Automatic Savings
      10. 24-Hour Depository
      11. Bank-By-Mail
      12. Calculators
    5. Card Services
      1. Debit Cards
      2. Credit Cards
    6. Personal Financial Insights
  2. Business
    1. Checking
      1. Business First Checking
      2. Business Plus Checking
      3. Business Prestige Money Market
      4. Business Debit Card
    2. Loans and Credit
      1. Commercial Real Estate Loans
      2. Term Business Loans
      3. Construction Loans
      4. Working Lines of Credit
      5. Agricultural Loans
      6. Irrevocable Letters of Credit
      7. Meet Our Lenders
    3. Electronic Services
      1. Zelle
      2. Internet Banking with Bill Pay
      3. Remote Deposit Capture
      4. ACH Manager
      5. Cash Management
      6. Merchant Services
      7. Wire Transfers
      8. Check Imaging
      9. e-Statements
    4. Business Financial Insights
      1. Work With Your Business Banker
      2. Planning for Growth
  3. Home Loans
    1. Types of Home Loans
      1. Conventional Fixed Rate Loans
      2. Adjustable Rate Loans
      3. VA Loans
      4. FHA Loans
      5. USDA Loans
      6. Home Improvement Loans
      7. Home Equity Loans
    2. Find a Loan Officer
    3. Tools & Resources
      1. Home Loan Insights
      2. Calculators
      3. Mortgage Glossary
      4. Mortgage FAQs
      5. NMLS Registry
  4. Financial Services
  5. About Us
    1. Our Story & History
    2. Locations & Hours
    3. Contact Us
    4. Reorder Checks
    5. Report a Lost or Stolen Card
    6. Financial Insights
    7. Overdraft Protection
    8. Community Involvement
    9. Career Opportunities
    10. Privacy Policy
    11. Accessible Banking
Go to Top